Top Travel Credit Cards Recommended by Reddit Users in 2021
Discover the best credit cards for travel on Reddit. Get insider tips and advice from fellow travelers on the top cards to earn rewards and save money.
Traveling is one of life's greatest pleasures, but it can also be quite expensive. That's why finding the best credit cards for travel can be a game-changer. With so many options available, it can be overwhelming to choose the right one. Luckily, Reddit users have shared their experiences and opinions on the best credit cards for travel. In this article, we will take a deep dive into the top credit cards for travel recommended by Reddit users.
First up is the Chase Sapphire Preferred card. This card offers a generous sign-up bonus of 60,000 points after spending $4,000 in the first three months. Plus, you earn double points on travel and dining purchases. Additionally, the card comes with great benefits such as trip cancellation insurance and primary rental car insurance. It's no wonder that many Reddit users recommend this card for travel.
If you're a frequent traveler, the Platinum Card from American Express might be the right choice for you. Although it comes with a hefty annual fee of $550, the perks are worth it. You'll get access to airport lounges, a $200 airline credit, and up to $200 in Uber credits every year. Plus, the card earns five points per dollar spent on flights booked directly with airlines or through American Express Travel.
For those who want a straightforward rewards program, the Capital One Venture Rewards card is a great option. You earn two miles per dollar spent on all purchases, and the miles can be redeemed for any travel expense at a rate of one cent per mile. The card also offers a sign-up bonus of 50,000 miles after spending $3,000 in the first three months.
If you're a loyal Delta Airlines customer, the Delta SkyMiles Reserve card is worth considering. The card comes with a hefty annual fee of $550, but it offers perks such as priority boarding, free checked bags, and Delta Sky Club access. Plus, you can earn a companion certificate each year for a domestic round-trip flight.
Another great option is the Citi Premier card. This card earns three points per dollar spent on travel, including gas stations, and two points per dollar spent on dining and entertainment. The card also comes with a sign-up bonus of 60,000 points after spending $4,000 in the first three months.
The United Explorer Card is another popular option for frequent flyers. The card offers a sign-up bonus of up to 70,000 miles after meeting certain spending requirements. Additionally, you'll earn double miles on United purchases and at restaurants and hotels. The card also comes with benefits such as priority boarding and a free checked bag.
If you're looking for a card with no annual fee, the Wells Fargo Propel American Express card is a great choice. The card earns three points per dollar spent on travel, dining, and streaming services. Plus, it comes with a sign-up bonus of 20,000 points after spending $1,000 in the first three months.
For those who prefer hotel loyalty programs, the Marriott Bonvoy Boundless card is a great option. The card earns six points per dollar spent at Marriott properties and two points per dollar on all other purchases. Plus, you'll get a free night award every year on your card anniversary.
The World of Hyatt Credit Card is another great option for hotel rewards. The card earns four points per dollar spent at Hyatt properties and two points per dollar on dining, airline tickets, and car rentals. Plus, you'll earn a free night award each year after your card anniversary.
Lastly, the Bank of America Premium Rewards card is a versatile option for travelers. The card earns two points per dollar spent on travel and dining and 1.5 points per dollar on all other purchases. You'll also get a $100 airline credit every year and up to $100 in TSA PreCheck or Global Entry application fee credits.
In conclusion, choosing the best credit card for travel can be overwhelming, but Reddit users have provided valuable insights into their favorite cards. Whether you're a frequent flyer or prefer hotel loyalty programs, there's a credit card out there that can help you save money and earn rewards on your travels.
Introduction
Credit cards are essential tools for frequent travellers as they offer many travel perks, such as rewards points that can be redeemed for free flights, hotel stays, and other travel-related expenses. Reddit is a popular platform where users share their experiences and opinions on various topics, including credit cards for travel. In this article, we will explore some of the best credit cards for travel recommended by Reddit users.
Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is a popular choice among Reddit users who are frequent travellers. The card offers 2x points on travel and dining purchases and 1x point on all other purchases. Additionally, new cardholders can earn a sign-up bonus of 60,000 points after spending $4,000 within the first three months of account opening. These points can be redeemed for $750 in travel through Chase Ultimate Rewards. The card also has no foreign transaction fees, making it an excellent option for international travel.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is another popular option for travel enthusiasts on Reddit. The card offers unlimited 2x miles per dollar spent on all purchases, and new cardholders can earn a sign-up bonus of 100,000 miles after spending $20,000 within the first 12 months of account opening. These miles can be redeemed for travel-related expenses, including airfare, hotels, car rentals, and more. The card also has no foreign transaction fees and offers travel accident insurance and extended warranty protection.
American Express Gold Card
The American Express Gold Card is a premium travel credit card that offers excellent rewards and benefits. The card offers 4x points on dining purchases, 4x points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1x point), and 3x points on flights booked directly with airlines or on amextravel.com. Additionally, new cardholders can earn a sign-up bonus of 60,000 points after spending $4,000 within the first six months of account opening. The card also offers travel benefits, such as up to $120 in dining credits at select restaurants and up to $100 in airline fee credits annually.
Citi Premier Card
The Citi Premier Card is a travel credit card that offers generous rewards and benefits. The card offers 3x points on travel, including gas stations, airfare, hotels, and more, and 2x points on dining and entertainment purchases. New cardholders can earn a sign-up bonus of 80,000 points after spending $4,000 within the first three months of account opening. These points can be redeemed for travel-related expenses, including flights, hotel stays, and car rentals. The card also offers travel benefits, such as travel accident insurance, lost luggage reimbursement, and trip cancellation/interruption coverage.
Bank of America Travel Rewards Credit Card
The Bank of America Travel Rewards Credit Card is a great option for travellers who want a simple and straightforward rewards program. The card offers 1.5x points on all purchases, and new cardholders can earn a sign-up bonus of 25,000 points after spending $1,000 within the first 90 days of account opening. These points can be redeemed for travel-related expenses, including flights, hotels, and rental cars. The card also has no annual fee and no foreign transaction fees, making it an excellent option for international travel.
Chase Freedom Unlimited Card
The Chase Freedom Unlimited Card is a versatile travel credit card that offers great rewards and benefits. The card offers unlimited 1.5% cash back on all purchases, and new cardholders can earn a sign-up bonus of $200 after spending $500 within the first three months of account opening. These cash back rewards can be redeemed for travel-related expenses, including flights, hotels, rental cars, and more. The card also has no annual fee and no foreign transaction fees, making it an excellent option for international travel.
The Platinum Card from American Express
The Platinum Card from American Express is a premium travel credit card that offers luxurious perks and benefits. The card offers 5x points on flights booked directly with airlines or with American Express Travel, and 5x points on prepaid hotels booked on amextravel.com. Additionally, the card offers a variety of travel benefits, such as up to $200 in airline fee credits annually, up to $100 in Saks Fifth Avenue credits annually, and access to over 1,200 airport lounges worldwide through the Global Lounge Collection. The card also offers concierge service, travel accident insurance, and more.
Conclusion
Choosing the right credit card for travel can be a daunting task, but Reddit users have shared their experiences and opinions on some of the best credit cards for travel. From earning rewards points to enjoying travel benefits, these credit cards offer many perks that can enhance your travel experience. Consider your travel needs and preferences when selecting a credit card, and always remember to use your card responsibly.
The Benefits of Using a Credit Card for Travel Expenses
When it comes to travelling, having a credit card can be a great way to save money and earn rewards. Not only do many credit cards offer perks like free checked bags or priority boarding, but they also often come with travel insurance and protection. By using a credit card for your travel expenses, you can earn points or miles that can be redeemed for free flights, hotel stays, and more.Tips for Choosing the Right Travel Credit Card
With so many travel credit cards on the market, it can be overwhelming to decide which one is right for you. Here are some tips to help you choose:1. Consider your travel goals: Do you want to earn airline miles, hotel points, or flexible rewards that can be used for a variety of travel expenses?2. Look at the sign-up bonus: Many travel credit cards offer a large sign-up bonus that can be worth hundreds of dollars in travel rewards.3. Check the annual fee: Some travel credit cards have high annual fees, so make sure the benefits you receive outweigh the cost.4. Compare rewards rates: Look at how many points or miles you can earn per dollar spent, and compare that to other cards to see which offers the best rewards rate.5. Check for additional perks: Some travel credit cards offer perks like lounge access, free checked bags, and travel credits that can help offset the annual fee.Comparing Different Travel Credit Card Rewards Programs
There are many different types of travel credit card rewards programs, each with their own strengths and weaknesses. Some popular options include:1. Airline miles: These can be earned through co-branded airline credit cards or general travel rewards cards. They can be redeemed for flights, seat upgrades, and other airline-related expenses.2. Hotel points: Similar to airline miles, these can be earned through co-branded hotel credit cards or general travel rewards cards. They can be redeemed for hotel stays, room upgrades, and other hotel-related expenses.3. Flexible rewards: Some credit cards offer points or miles that can be redeemed for a variety of travel expenses, including flights, hotels, rental cars, and more.Best Credit Cards for Earning Airline Miles and Frequent Flyer Points
If you're looking to earn airline miles, here are some of the best credit cards to consider:1. Chase Sapphire Preferred: This card offers 2x points on travel and dining purchases, and allows you to transfer points to several airline partners.2. American Express Gold Card: With this card, you can earn 4x points on restaurants and U.S. supermarkets, and 3x points on flights booked directly with airlines.3. Delta SkyMiles Gold American Express Card: This co-branded card offers 2x miles on Delta purchases, as well as priority boarding and a free checked bag.The Top Travel Credit Cards for Hotel Rewards
If you're more interested in earning hotel points, here are some of the best credit cards to consider:1. Marriott Bonvoy Boundless Credit Card: This card offers 6x points on Marriott purchases, as well as a free night award every year after your account anniversary.2. Hilton Honors American Express Surpass Card: With this card, you can earn 12x points on Hilton purchases, and receive complimentary Gold status.3. World of Hyatt Credit Card: This card offers 4x points on Hyatt purchases, as well as a free night award every year after your account anniversary.Credit Cards with No Foreign Transaction Fees for International Travel
If you're planning to travel internationally, it's important to have a credit card that doesn't charge foreign transaction fees. These fees can add up quickly, so choosing a card without them can save you money. Here are some of the best options:1. Capital One Venture Rewards Credit Card: This card offers 2x miles on all purchases, and has no foreign transaction fees.2. Chase Sapphire Preferred: In addition to its rewards program, this card also has no foreign transaction fees.3. Discover it Miles: This card offers 1.5x miles on all purchases, and has no foreign transaction fees.Best Cards for Travel Insurance and Protection
When traveling, it's important to have insurance and protection in case of unexpected events like flight cancellations or lost luggage. Many travel credit cards offer these perks as part of their benefits package. Here are some of the best cards for travel insurance and protection:1. Chase Sapphire Reserve: This card offers trip cancellation/interruption insurance, primary car rental insurance, and baggage delay insurance.2. Citi Prestige Card: With this card, you can receive trip cancellation/interruption insurance, worldwide travel accident insurance, and baggage delay insurance.3. The Platinum Card from American Express: This card offers trip cancellation/interruption insurance, car rental loss and damage insurance, and baggage insurance plan.Credit Cards with Lounge Access and Other Travel Perks
If you're looking for extra perks when traveling, consider a credit card that offers lounge access and other travel benefits. Here are some top options:1. The Platinum Card from American Express: In addition to its travel insurance and protection benefits, this card offers access to several airport lounges, including Centurion Lounges and Priority Pass Select lounges.2. Chase Sapphire Reserve: This card also offers airport lounge access through Priority Pass Select, as well as a $300 annual travel credit.3. Citi Prestige Card: With this card, you can receive a Priority Pass Select membership, as well as a $250 annual travel credit.The Best Credit Cards for Budget Travelers
If you're looking to save money on travel expenses, there are several credit cards that can help. Here are some of the best options for budget travelers:1. Discover it Miles: This card offers 1.5x miles on all purchases, and has no annual fee.2. Capital One VentureOne Rewards Credit Card: With this card, you can earn 1.25x miles on all purchases, and there's no annual fee.3. Chase Freedom Unlimited: This card offers 1.5% cash back on all purchases, and there's no annual fee.How to Maximize Your Rewards and Savings with a Travel Credit Card
To make the most of your travel credit card, follow these tips:1. Use your card for all travel expenses to maximize your rewards.2. Take advantage of sign-up bonuses by meeting the spending requirements within the allotted time frame.3. Redeem your rewards wisely by researching the best redemption options for your chosen rewards program.4. Check for special promotions or bonus offers that can help you earn even more rewards.5. Keep track of your spending and rewards to ensure you're getting the most out of your card.Overall, a travel credit card can be a valuable tool for anyone who loves to travel. By choosing the right card and using it strategically, you can earn rewards, save money, and enjoy extra perks while exploring new destinations.Best Credit Cards for Travel Reddit
Introduction
Credit cards have become an essential part of our lives. With the increase in the number of people traveling, credit card companies are now offering travel rewards to attract customers. The best credit cards for travel Reddit offer various perks such as airline miles, hotel points, and cashback on travel-related purchases. In this article, we will take a look at the pros and cons of the best credit cards for travel Reddit.Pros of Best Credit Cards for Travel Reddit
1. Rewards and Perks
The best credit cards for travel Reddit offer rewards and perks that can help you save money on travel. These rewards can include airline miles, hotel points, and cashback on travel-related purchases. The more you use your card, the more rewards you can earn. Some cards also offer bonus rewards for signing up or spending a certain amount in the first few months.2. No Foreign Transaction Fees
Traveling abroad can be expensive, but some credit cards waive foreign transaction fees. This means that you won't be charged extra fees for using your credit card outside of your home country. This can save you a lot of money, especially if you're planning a long trip.3. Travel Insurance
Some credit cards offer travel insurance, which can provide coverage for things like trip cancellation, lost luggage, and medical emergencies. This can give you peace of mind when traveling and save you money on travel insurance.Cons of Best Credit Cards for Travel Reddit
1. High Annual Fees
Many of the best credit cards for travel Reddit come with high annual fees. While the rewards and perks can be worth it, you need to make sure that you're getting enough value from them to justify the fee.2. High Interest Rates
Credit cards for travel can have high interest rates, especially if you carry a balance. If you're not able to pay off your balance in full each month, you could end up paying a lot in interest charges.3. Limited Rewards Redemption Options
Some credit card rewards programs have limited redemption options. For example, you may only be able to use your rewards for certain airlines or hotels. This can be limiting if you prefer to travel with different companies.Comparison Table of Best Credit Cards for Travel Reddit
Here is a comparison table of the best credit cards for travel Reddit:
| Credit Card | Annual Fee | Rewards | Foreign Transaction Fee | Travel Insurance |
|---|---|---|---|---|
| Chase Sapphire Preferred | $95 | 2x points on travel and dining | No | Yes |
| Capital One Venture Rewards | $95 | 2x miles on all purchases | No | Yes |
| American Express Platinum | $550 | 5x points on flights and hotels | No | Yes |
| Citi Prestige | $495 | 5x points on flights and dining | No | Yes |
Each of these credit cards offers different rewards, fees, and perks. It's important to consider your travel habits and spending before choosing a card that works for you.
Closing Message for Visitors Looking for the Best Credit Cards for Travel on Reddit
Thank you for taking the time to read our comprehensive guide on the best credit cards for travel on Reddit. We hope that the information we have provided has been useful and informative in helping you choose the right credit card to make your travel experiences more enjoyable and affordable.
As we highlighted throughout the article, when it comes to choosing a credit card for travel, there are several factors to consider. These can include the rewards program, annual fees, foreign transaction fees, sign-up bonuses, and more. Additionally, many of the credit cards we reviewed offer various perks, such as airport lounge access, travel insurance, and concierge services.
It is important to note that the best credit card for travel will depend on your individual needs and preferences. For example, if you frequently travel internationally, a credit card with no foreign transaction fees may be a priority. Alternatively, if you value luxury travel experiences, a credit card that offers airport lounge access and exclusive hotel benefits may be more suitable.
We highly recommend that you do your own research and compare different credit cards to find the one that is right for you. Reddit is an excellent platform to gather information and read reviews from other users who have firsthand experience with these credit cards.
When applying for a credit card, it is important to remember that having good credit is essential. Make sure that you have a solid credit history and score before applying, as this will increase your chances of being approved for the card you want and receiving favorable terms and rates.
Another crucial factor to keep in mind is responsible credit card usage. It is easy to get carried away with spending when you have a credit card, particularly one that offers attractive rewards and perks. However, it is important to pay your balance in full and on time each month to avoid accumulating debt and damaging your credit score.
Lastly, we want to remind you that while credit cards can be an excellent tool for earning rewards and saving money on travel expenses, they are not for everyone. If you struggle with managing credit or have a history of overspending, a credit card may not be the best option for you. It is important to be honest with yourself about your financial habits and make informed decisions that align with your goals and values.
Thank you once again for reading our guide on the best credit cards for travel on Reddit. We hope that you found it helpful and informative, and we wish you all the best on your next travel adventure!
People Also Ask About Best Credit Cards for Travel Reddit
What are the benefits of using a travel credit card?
Using a travel credit card comes with several benefits, including:
- Earning rewards points that can be redeemed for flights, hotel stays, and other travel expenses.
- Access to airport lounges and other travel perks.
- No foreign transaction fees when using your card abroad.
- Travel insurance coverage for trip cancellations, lost luggage, and more.
What should I look for in a travel credit card?
When choosing a travel credit card, consider the following factors:
- Rewards program: Look for a card that offers rewards points or miles that can be redeemed for travel expenses.
- No foreign transaction fees: Make sure the card doesn't charge fees for using it abroad.
- Travel perks: Some cards offer additional travel benefits such as airport lounge access, free checked bags, and more.
- Annual fee: Many travel cards have an annual fee, so make sure the rewards and benefits outweigh the cost.
- Interest rates: Consider the interest rates and fees associated with the card.
What are the best travel credit cards available on Reddit?
According to Reddit users, some of the best travel credit cards include:
- Chase Sapphire Preferred
- Capital One Venture Rewards
- American Express Gold
- Citi Premier
- Southwest Rapid Rewards Premier
Can I use a travel credit card for non-travel expenses?
Yes, you can use a travel credit card for non-travel expenses. However, you may not earn as many rewards points or miles as you would for travel purchases.